Frequently asked questions
- What is a Payday loan?
- A payday loan is a short term cash advance solution that helps bridge a temporary cash availability problem and avoid costly bank and credit card penalties.
- How much money can I get?
- You can borrow any amount between £75 and £750.
- Would a bad credit history affect approval?
- No - We look at your current financial status and consider your ability to repay your payday loan on your next payday.
- What form of payment is used to repay your payday loan?
- A simple debit card transaction is used for repayment.
- How much do you charge?
- The charges are £39 for each £100 borrowed. Click here to see a table of fees.
- When will I get the cash?
- Most customers get the funds deposited into the bank on the same day. However some banks can take a little longer to clear funds. In these cases the cash should become available in 24-48 hours.
- Will my credit rating be affected?
- Your credit rating will not be affected as long as you repay your loan on time.
- What information do you need?
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We need the following information:
- Your name and current address
- Two contact phone numbers and your email address
- Your work and income details
- Your bank account details
- When will I need to repay the loan?
- A payday loan is repaid on your next payday. Usually up to 30 days.